The 10 occupancy groups determine nearly every other code requirement — fire protection, means of egress, construction type limits, plumbing fixtures, and accessibility. Group A: Assembly (A-1 theaters, A-2 restaurants/bars, A-3 churches/libraries, A-4 arenas, A-5 outdoor). Group B: Business (offices, banks, clinics). Group E: Educational (K-12 schools). Group F: Factory (F-1 moderate hazard, F-2 low hazard). Group H: High-Hazard (explosives, flammables). Group I: Institutional (I-1 assisted living, I-2 hospitals, I-3 prisons, I-4 daycare). Group M: Mercantile (retail). Group R: Residential (R-1 hotels, R-2 apartments, R-3 houses, R-4 care facilities). Group S: Storage (S-1 moderate hazard, S-2 low hazard). Group U: Utility (barns, greenhouses).